dental insurance?

dental insurance?
can any1 tell me how i can find some dental insurance that is not expensive.i was on medicaid and that covered everything but then i got switched to family health plus and it will not cover dental.i dont know what to do.i was suppose to get a tooth pulled today and im due for a bunch of fillings


Answers:

harley hon:  I've used Care Credit in the past for financing any dental work I needed to have done. They sort of act like a credit card, except that in most cases they will not charge any interest for the 1st 90 days or something like that.

I attached a link for you to check out what they offer. :-)
2006-10-24 06:33:48
bmac:  Check your local colleges and universities--do a search for dental schools. They do really good work and because it's a teaching hospital, it's almost free. (Don't worry....there is an experienced dentist standing right over them..LOL)
2006-10-24 06:35:38
Louise:  I don't know if this will apply to you because you use the term "medicaid" but if you're at least 50 years old AARP is a wonderful organization that can offer a lot of inexpensive benefits including health insurance and possibly dental. If you're not yet, look into it as soon as you turn 50. There are many discounts that are offered.
2006-10-24 06:59:35
Chosen Answer
esd:  If you were to purchase your own dental insurance, it would be very expensive. The best thing to do is find a doctor who uses care credit (and citibank has their own version of this). These companies act as a loan for dental work - so they pay the dentist for the work and you can create a payment plan to reimburse them - their finance fees are very competitive.
You can also research free clinics in your area - they are usually associated with schools of dentistry or dental hygiene... the future doctors and hygienists need to learn somehow.
2006-10-24 08:24:29
Golfgirl:  I used this website and did a lot of comparison before choosing...
http://www.dentalplans.com/ />
Many plans have a month or so "waiting period" to become active - but not all. Ultimately I signed on to Liberty CA90 Dental Plan. They had a wait, but my need was not urgent.

I needed full x-rays. check up, cleaning and 3 crowns, and the typical rate is really expensive...with Liberty, it cost me like $120 to sign up for a year, and only $300 per crown!
Not bad!!!

If you need coverage tomorrow, just check the plans they list and search specifically for no waiting period - then call them to make absolutely sure you will have immediate coverage before signing up! They should be able to give you a plan number and patient ID number on the spot!
2006-10-24 09:19:27
Nikki:  Try participating to Aetna Dental Access call 800-776-0537
2006-10-24 10:52:26
mmez2000:  Try Delta Dental
Blue Cross
Humana
Cigna
2006-10-25 15:46:38