Under what circumstances would dental insurance cover the cost of veneers?
Under what circumstances would dental insurance cover the cost of veneers?
Since it's cosmetic, I heard that insurance doesn't foot the bill. But if the need for veneers goes beyond cosmetic, how does one qualify for insurance to cover some/all?
Answers:
pandora the cat: INSURANCE DOESN'T COVER VENEERS. INSURANCE COVERS CROWN, WHICH CAN BE PORCELAIN. THEY HAVE FINANCING FOR VENEERS.....WHICH COST AROUND $650 PER VENEER.
2006-08-22 08:28:02
2006-08-22 08:28:02
bmac: Needing veneers? I don't think there is such a thing. Either call your insurance company or talk to your dentist's office.
2006-08-22 08:34:48
2006-08-22 08:34:48
Chosen Answer
emmalue: Insurance will pay a portion of porcelain restorations if there is decay or broken parts of a front tooth (usually 50%).
If they are purely cosmetic and no clinical reason exists, you will not have any insurance benefit. Good quality veneers cost at least $1000 each.
It would be a good idea to have your dental office pre-authorize the treatment with your insurance company. They will send x-rays and other documentation showing the underwriters why there is a need for coverage of the tooth.
2006-08-22 08:47:23
emmalue: Insurance will pay a portion of porcelain restorations if there is decay or broken parts of a front tooth (usually 50%).
If they are purely cosmetic and no clinical reason exists, you will not have any insurance benefit. Good quality veneers cost at least $1000 each.
It would be a good idea to have your dental office pre-authorize the treatment with your insurance company. They will send x-rays and other documentation showing the underwriters why there is a need for coverage of the tooth.
2006-08-22 08:47:23